Services

Financial Planning

Our focus is on what’s important to you. The overarching goal of our financial planning process is to coordinate the many unique aspects of your financial situation to provide a clear context for making sound financial decisions today. The truth is, we don’t know what the future will hold. We will all be impacted by uncertain factors. Financial planning is not a one-time event; it’s a process that adapts as your life changes. We help you evaluate your goals, analyze your situation and options, develop strategies, and then implement decisions in coordination with your other trusted advisors. Financial planning is most successful when these areas are realigned to help you stay on course. Every degree counts.


Investment Management

Before determining an investment strategy, we must understand what is important to you.


Are you saving for a goal such as retirement or college?
Are you looking for ways to turn your assets into income?
Is providing for future generations a priority?
Is giving more to charity important to you?


Questions such as these help us determine a “Purpose Allocation.” Once we understand your values, we then strive to build an all-weather portfolio designed to accomplish these goals. In this complex and noisy world we believe it is important to build a portfolio using timeless principles.


Keys to success include a disciplined and diversified strategy. These principles have served us and our clients well over time and various market conditions.


What's Your Risk Score?


Diversification does not guarantee a profit or protection from losses in a declining market

Stewardship Advising

Many people race through life without giving careful consideration to finding and fulfilling their unique purpose in life. Even with help from competent advisors, many financially blessed families end up with results that may not reflect their values or unique calling. And, by the time they discover it, it may be too late to do anything about it. How you handle the blessings God has given you—your time, talent, treasure, and relationships--influences generations to come.


This advanced planning process is designed to help financially blessed families gain clarity and a renewed passion for aligning your life with your purpose. It’s not just about money—it’s your family, your life, and your legacy that matter!

Speaking and Media

Are you looking for a speaker for your community group, church, classroom, charity, or civic organization? Do you need insight on relevant financial planning or investing topics? One Degree Advisors is committed to educating people through speaking, writing and supporting media who have a similar objective. We have expertise in a variety of financial planning, investment management, family and business wealth transfer, and life stewardship topics. All presenters are Certified Financial Planners™, and enjoy the challenge of making complex topics easy to understand.


For more information, to schedule a speaker, or request an interview on a topic of interest, complete this form or contact our office at 619-282-3288.


For speaking engagements, advanced notice of 45 days or more is appreciated. Please note that we may not be able to fulfill all requests.

Why One Degree?

Our name, One Degree Advisors, reflects the idea that small changes can have a big impact. Think about that 20 foot putt that’s just off the mark and lips out of the cup, or a plane just slightly off course and missing its intended destination. Your destination may be getting to and through retirement, selling a business, maximizing giving strategies, or tackling college expenses. These things inevitably require time and expertise. That is why we’re here, to help you chart your course and reach your destination one important degree at a time.

Affiliations

CFP® - CERTIFIED FINANCIAL PLANNER
The mission of the Certified Financial Planner Board of Standards Inc. (CFP® Board) is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for competent and ethical personal financial planning.


FPA - FINANCIAL PLANNING ASSOCIATION
The FPA is the largest member organization of Certified Financial Planner (CFP® Board) practitioners, educators, and financial services professionals all of whom support high standards of competency and ethics in the financial services industry.


Kingdom Advisors - This membership organization is dedicated to expanding the knowledge and understanding of biblical financial wisdom so that Christian financial professionals are prepared to integrate these principles into their practices and client counsel.

Code of Ethics

Integrity.

Objectivity.

Competence.

Fairness.

Confidentiality.

Professionalism.

Diligence.

Principles we operate by

Abiding by the Financial Planning Association’s and the Certified Financial Planner Board’s Code of Ethics standards are a top priority at One Degree Advisors. Here is what you can expect from us:

We Love What We Do

We love working with people who are good at what they do and passionate about sharing their gifts. That describes each of us at One Degree Advisors as well. We derive great satisfaction in freeing you up to focus your time and resources on what’s important to you.


Meet our Team

Compelling Value

We understand the importance of asking the right questions to help ensure we draw the right conclusions before we offer any advice. Every client engagement begins by exploring your “why” before we determine your “how” solutions. One Degree Advisors is committed to helping our clients and their families make meaningful and purposeful decisions–ones that keep them on course for generations to come.


See our Process

Frequently Asked Questions

What types of clients do you work with?
Our clients have many different backgrounds but there are a number of common traits among them. They have the ability to become or already are financially independent. They prefer to free up their time and use our experience, expertise and tools to delegate some of the responsibility of managing their wealth. Though we do not follow strict guidelines for client qualification, those who receive the most value typically meet some or all of the following:


Income in excess of $150,000/year
Investable assets of $350,000 or greater
A net worth of $1M or greater



What is a CERTIFIED FINANCIAL PLANNER™ professional?
When selecting a financial planner, how do you know you have chosen someone who is qualified, competent and ethical in helping you plan your future? Most people think that all financial planners are 'certified', but this isn't true. Only those who meet strict education, examination, experience, and ethics requirements are allowed the right to use the CFP® certification marks. When selecting a financial planner, you can have added confidence that the person you choose to help you plan for your future is competent and ethical if you choose a CFP® professional.



How are you paid?
We are a fee-based firm, meaning most of our revenue comes from the fees paid for financial planning and/or investment management services. On occasion, when we feel it is in the best interest of our client, we may use a commissionable product. All fees are clearly disclosed. For more information, please contact our office.



Who is TD Ameritrade?
TD Ameritrade serves as our primary custodian for our clients’ accounts. TD Ameritrade provides investing and trading services for nearly six million accounts that total more than $600 billion in assets, and custodial services for more than 4,000 independent registered investment advisors. They place, on average, approximately 400,000 trades each day. They are a leader among custodians and were founded in Omaha, NE in 1975.



Who is Securities America, Inc.?
Founded in 1984 and based in Omaha, Nebraska, Securities America, Inc. is a national independent broker-dealer that facilitates the buying and selling of securities on behalf of the clients of its registered representatives. Think of them as our behind-the-scenes support. Through their extensive technology, compliance and operational support, we can more readily provide comprehensive and professional service to you, our client. Securities America, Inc. serves more than 2,000 registered representatives and financial advisors across the United States.

Disclosures

Advisory services offered through One Degree Advisors, Inc.SM Securities offered through Securities America, Inc., Member FINRA/SIPC. One Degree Advisors and Securities America are separate companies. We are registered to sell Securities in the following states: AE, AL, AP, AR, AZ, CA, CO, FL, GA, HI, ID, IN, MD, MO, NC, NJ, NV, OH, OR, SC, SD, UT, VA, WA.


AIF - The Accredited Fiduciary Standard of Care applies to advisory services only.


Audrey Coleman  CA Life Insurance License #0690605
Janice Thompson  CA Life Insurance License #0B67613
Anthony Saffer  CA Life Insurance License #0C43243

Diversification does not guarantee a profit or protection from losses in a declining market.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.


One Degree Advisors, Inc. is a registered investment adviser and in this capacity may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if excluded or exempt from the state’s investment adviser or investment adviser representative requirements, as the case may be. Application may differ from those instances listed above utilizing securities offered through Securities America, Inc.