Financial Planning

Our focus is on what’s important to you. The overarching goal of our financial planning process is to coordinate the many unique aspects of your life to provide a clear context for making sound financial decisions today to positively impact your future. Financial planning is not a one-time event; it’s a process that adapts as your life changes.

Investment Management

Stewardship Advising

Many people race through life without aligning their plans with their unique purposes and values. How you optimize your time, talent, treasure, and relationships influences generations to come. This advanced planning process is designed to help financially blessed families gain clarity and confidence for impactful, multi-generational planning. It’s not just about money—it’s your family, your life, and your legacy that matter!

Speaking and Media

Looking for an inspiring financial leader at your next event? We give presentations on creating an impactful legacy, retirement planning, managing your investments, business and family wealth transfer, and more. These topics are excellent for donors, community groups, church groups, or employees.

 

 

Advanced notice of 45 days or more is appreciated. Please note that we may not be able to fulfill all requests. All presenters are Certified Financial Planners™.

Frequently Asked Questions

What types of clients do you work with?

We love working with clients who desire to make an impact with their wealth and understand the value of a strong family legacy. They also appreciate the advice of a trusted financial professional to guide them toward more confident decisions that free them up to focus on what they do best.

 

Though we do not follow strict guidelines for client qualification, those who receive the most value typically meet some or all the following:

 

Income of $150,000/year+

Investable assets of $500,000+

A net worth of $1.5M+

 

 

Do you only work with people in Southern California?

Although we are headquartered in San Diego we work with clients across the country. We ensure all our clients enjoy the same quality experience by leveraging technology. Phone and video conferences, computer screen sharing, and secure online document storage allow for a seamless experience. We utilize state of the art planning software allowing our clients to see plan projections and the effects of various scenarios to guide confident decision-making.

 

 

What is a CERTIFIED FINANCIAL PLANNER™ professional?

When selecting a financial planner, how do you know you have chosen someone who is qualified, competent and ethical in helping you plan your future?

 

Most people think that all financial planners are 'certified,' but this is not true. Only those who meet strict education, examination, experience, and ethics requirements are allowed the right to use the CFP® certification marks. You can have added confidence that the person you choose to help you plan your future is qualified if you choose a CFP® professional.

 

 

Are you a fiduciary?

A CFP® professional is held to the fiduciary standard for financial planning and places the interest of the client ahead of his or her own. For more information on the fiduciary standard, you can visit the CFP Board website by clicking here.

 

 

How are you paid?

We are a fee-based firm meaning most of our revenue comes from the fees paid for financial planning and investment advisory services. On occasion and only when we determine it is in your best interest, we may use a commissionable product.

 

We offer a complimentary introductory consultation to all prospective clients. At that time, we will outline a transparent fee schedule based on your unique situation.

 

 

 

Who is TD Ameritrade?

TD Ameritrade serves as primary custodian for our clients’ accounts. TD Ameritrade provides investing and trading services for over 7 million accounts that total more than $800 billion in assets, and custodial services for more than 5,900 independent registered investment advisors. They are a leader among custodians and were founded in Omaha, NE in 1975.

 

 

Who is Securities America, Inc.?

Securities America, Inc. is a national independent broker-dealer that facilitates the buying and selling of securities on behalf of the clients of its registered representatives. Think of them as our behind-the-scenes support. Securities America, Inc. was founded in 1984, is based in Omaha, Nebraska, and serves more than 2,000 registered representatives and financial advisors across the United States.

Disclosures

Advisory services offered through One Degree Advisors, Inc. Securities offered through Securities America, Inc., Member FINRA/SIPC. One Degree Advisors and Securities America are separate companies. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

 

AIF - The Accredited Fiduciary Standard of Care applies to advisory services only.

 

Audrey Coleman  CA Life Insurance License #0690605

Janice Thompson  CA Life Insurance License #0B67613

Anthony Saffer  CA Life Insurance License #0C43243

Jody Thomason  CA Insurance License #0B40425

 

Diversification does not guarantee a profit or protection from losses in a declining market.

 

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

8880 Rio San Diego Drive, 1000

San Diego, CA 92108

 

Phone : 619.282.3288

Fax : 619.280.9553

Cut through the noise and make confident financial decisions. Make an impact with your wealth.

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