Roth conversions are often praised as a tax-savvy retirement move—but are they always the right choice? In this video, we’re diving deep into the lesser-known pitfalls of Roth conversions. You’ll see real scenarios where converting actually costs more than it saves, and why timing, income thresholds, healthcare, and even state taxes can dramatically shift the outcome. Whether you’re nearing retirement or already there, this breakdown will help you avoid costly mistakes and use Roth conversions strategically, not automatically.

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This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures