No cookie cutter
financial advice here.

Our process starts with your “why.” Understanding it
allows us to create a truly personalized plan just for you.
  • Professional, personable, and wise… listens to our needs, provides individualized guidance, and is gracious to answer all of our questions.

    – Jennifer V.
  • Received the most comprehensive financial plan that I have ever seen, which provides clarity on where we stand and what actions we need to take.

    – Alex T.
  • Stays abreast of the latest trends, takes our risk aversion into consideration… meets with us at least twice a year to make sure we are on track with our retirement planning.

    – Karen B.

Real advice from
people who really care.

One LogoTraditional Wealth
Management Firm
DIY and
Robo-Advisors
Personalized and Holistic Advice
Proactive Strategy Meetings
Comprehensive Tax Planning
Tax-Smart Investment Planning
Retirement Income Planning
Social Security Optimization
Estate Plan Analysis
Tailored Investment Portfolios
Evidence-Based Investing
Family Legacy Planning

Intro Call

Schedule a call with us to make sure your situation matches our expertise.

Compass System

Our Simple process to help you have the best life possible with the money you have.

Ongoing Planning

We continuously evaluate your needs to ensure we’re optimizing what you’ve worked hard for.

You have questions,
we have answers.

  • Is One Degree right for me?
  • Are you a fiduciary?
  • How are you paid?
  • What is Compass System?
  • Do you offer one-time plans?
  • Do you work with clients outside Southern California?

Our clients want more than just financial advice – they want clarity, confidence, and a plan that reflects their values. They’re ready for the next step – not just financially, but in life.

One Degree may be the right fit for you if you:

  • Value a trusted relationship and expert guidance
  • Prefer to delegate financial management so you can focus on what matters most
  • Want support navigating a major life transition
  • Seek to align biblical principles with financial decisions
  • See money as a tool for impact, not just accumulation

We help you live the best life possible with the money you have – because financial planning should serve your life, not the other way around.

Compass System is our step-by-step process designed to help maximize your return on life. It starts with understanding your “why,” builds a personalized plan, and is continuously monitored to keep you on course – especially when life changes.
We’re a fee-only firm. That means no commissions or product sales – just transparent pricing for the work we do for you. Your fee is based on the total value of the investments we manage, and our Compass System clearly demonstrates the value you’ll receive before you ever decide to hire us.
Yes—and proudly so. As CFP® professionals, we’re legally and ethically committed to putting your best interest first, always. It’s not just a requirement – it’s the way we believe financial advice should work.

We’ve tried one-time plans and partial asset “test runs” before – and here’s what we’ve learned: they don’t work well for people.

A one-time financial plan may look nice in a binder, but life changes fast—and without ongoing guidance, that plan becomes outdated the moment something shifts. What most people really want is not a printed plan; it’s the confidence to make smart decisions as life evolves. That’s what we provide.

As for a “test run” with just a portion of your assets—this can unintentionally create misaligned incentives. You deserve advice based on your full financial picture, not just a sliver of it. That’s why we build a complete strategy and manage it with care and consistency from the start.

We’re here for the long-term; to earn your trust and help you stay on course for years to come.

Yes. While we’re based in San Diego, we serve clients across the country. Every client receives the same high-quality experience through video meetings, shared planning tools, secure document transfer, and ongoing support. Geography doesn’t limit comprehensive advice.