Understanding where you truly stand on the path to early retirement can be one of the most critical yet confusing parts of financial planning. For many professionals considering this bold move, the question isn’t just “Can I retire early?” — it’s “Am I actually ready?” In this post, we’ll explore a clear and practical framework that breaks down the journey into five distinct levels of early retirement readiness. Whether you’re living frugally, cautiously optimistic, or financially confident, this guide will help you identify your current stage, avoid common mistakes, and take the right steps to move forward with clarity and confidence.

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This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures