For many professionals nearing age 60, the idea of stepping away from work can feel more daunting than staying. Even with millions saved and no financial need to continue, the decision to retire early is often stalled by habit, identity, and fear—disguised as financial prudence. This post explores the psychological and financial traps that keep high-achievers tied to their desks long after they’re financially free. From missed health windows to diminishing returns on late-career work, it highlights the true costs of delaying retirement and offers a new lens for optimizing life after 60.

The Retirement Recap

Join the 1000+ other retirees and get weekly articles and videos to help you retire with confidence.
Subscribers also gain access to our private monthly client memo.

This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures