Financial & Tax Planning
Our focus is on what’s important to you. By coordinating the many unique aspects of your life our priorities are to:
• Organize your financial life
• Anticipate and prepare for your life transitions
• Coach forward progress
• Tell you the truth
Through planning you can have confidence, feel organized, and use freed up time to focus on what you enjoy. Financial planning is not a one-time event; it’s a process that adapts as your life changes.
Retirement Planning
We help you identify and align your vision, values, and priorities
Create income during retirement through sustainable portfolio withdrawals
Assess the best time to take benefits and different claiming strategies
Coordinate payout options with other income sources and needs
Invest into appropriate accounts and assets to produce long-term wealth
Tax Planning
Coordination with your tax professional
Reduction in your tax bill by tactically selling investments for a short period
Giving strategies designed to reduce taxes and create an impact
Use of pre-tax, post-tax, and taxable investment accounts
Cash Flow Planning
Understand your income and expenses to emphasize your goals and priorities
Assess the right accounts and investments for different goals
Utilize tax-efficient accounts for college savings and funding strategies
Risk Management
Determine how much risk to retain or transfer to an insurance company
Prepare for healthcare costs and their impact on your future
Estate Planning
Coordination with your estate planning attorney
Ensure your assets are registered in alignment with your priorities to minimize administration, taxes and costs
Properly list beneficiaries to ensure your assets reach their intended destination