Prop 19: Do You Have Appreciated California Real Estate That You Plan to Leave to Your Children?

California's Proposition 19, passed in November, has dramatically changed how you can leave or give California real estate to your children.


4 Keys: Avoid letting fear and greed drive your decision-making

It is commonly said that fear and greed drive the stock market, but you should avoid letting fear and greed drive your decision-making.


Should you pay off your mortgage for retirement?

Because mortgage interest is generally tax-deductible and interest rates are currently low, some believe that a homeowner should extend a mortgage as long as…


The Essential Components of a Financial Plan

You need a financial plan to help you make the best decisions you can for today and ensure that’s the case tomorrow and the next day as well.


How Can Gratitude Help You Prosper?

Being grateful is so much more than just being nice or simply the right thing to do. It can be the foundation of contentment, fulfillment and purpose.


4 Things I’ve learned after 20 years as a financial advisor

If you are waiting for certainty from the news, it’s likely you will never find that ‘perfect’ moment. Instead, follow principles that have always……


Money Smart Families Begin at Home

We sincerely believe that passing wisdom before passing wealth to the next generation helps minimize the potential harmful effects of money and instead can be…


Ten Minutes a Day May Be All It Takes

Six days a week during the summer our three kids are to spend at least ten minutes on activities addressing these four areas: spiritual, academic,…


What I’ve Learned from Teaching Money Management to a Disorganized Teen

Teaching healthy money practices to your kids is not about hearing the correct answers from them or manufacturing the desired result.


My nine- year- old is in debt, and I’m loving it.

Training your children to handle money can be inconvenient, tiring, and even painful, but well worth the wisdom they will gain.


Why the dollar amount of bonds in your investment portfolio matters

Does viewing the bond allocation in dollar terms all come back to a set percentage? Yes.


Should you own International Stocks?

Spreading out your risk is a wise principle and may help you sleep better at night. And, more than anything, if that helps you stick to your plan, it’s well…