For many professionals, maxing out a 401(k) feels like the ultimate sign of financial discipline. Decades of steady contributions, employer matches, and tax-deferred growth can build a sizable retirement portfolio. But for people pursuing early retirement, relying too heavily on a traditional 401(k) can create an unexpected problem.

If your goal is to retire before age 59½, your retirement accounts may not be as accessible as you think.

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This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures