Retirement planning often focuses on average investment returns, but one of the biggest risks retirees face has little to do with averages. Instead, it comes down to timing. This risk, known as Sequence of Returns Risk, can significantly impact how long your retirement savings last—even when your portfolio achieves strong long-term returns.

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This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you. Disclosures: https://onedegreeadvisors.com/solutions/#disclosures