Alex Okugawa
Financial Advisor
CFP®, CKA®, CEPA®
Focus on what you have control of; master your spending and save diligently…Then, make a plan and stick with it!
As a Financial Advisor at One Degree Advisors, Alex works with clients to maximize their wealth, minimize taxes, and create a lasting generational impact.
After an internship while in college, Alex found his passion of helping hard-working people gain confidence in their financial lives and focusing on their unique priorities through comprehensive planning.
Alex graduated from the University of Redlands, earning a Bachelor of Science in Economics and a minor in Accounting and Mathematics. He is a CERTIFIED FINANCIAL PLANNER™, Certified Exit Planner, and Certified Kingdom Advisor. He is also the author of Controlling Controllables where he writes columns addressing practical ways people can increase their financial wisdom.
When outside of the office: I’m hiking Torrey Pines with my wife, Sarah, and daughter, Elyse, or working out. Anything outdoors and active, I’m there! On My Bucket List: Attend Game 7 of a World Series.
How to Invest in Speculative Stocks
Here I am going to breakdown why investing in individual, speculative stocks is perfectly fine with thoughtful guidelines in place.
Monthly Pension or Lump-Sum: Which option should I take? + Free Resource
As you approach retirement, you might be wondering which option is best. This decision is not one to take lightly. A pension could be the single greatest…
What Do Low Interest Rates Mean for My Retirement?
Mortgage rates are at historically low levels and borrowing money is relatively cheap. However, a retiree typically has less debt and more saved in…
Value Investing: Will Big, Growth Companies Continue to Dominate?
With the extraordinary performance of a handful of tech-giants, it leads many investors to wonder if we should expect these stocks to continue such strong…
Investment Strategy Basics: How to think about portfolio construction
Perhaps you see the S&P 500 has dropped 2% and think to yourself, “Oh no, my portfolio has dropped 2%!”
The CARES Act: 6 Things to Know For Individuals
The legislation is aimed at providing relief for individuals and businesses that have been greatly impacted by COVID-19.
IRA or 401(k): Can I Contribute to Both in the Same Year?
Updated to reflect new figures and limitations in 2020. Here are three important considerations when determining if you should invest outside of your…
How Discipline Can Improve Your Life
Discipline is arguably the most powerful tool at your disposal to tackle life’s challenges and achieve greatness.
Inverted Yield Curve: What it means for investors
So, when news breaks that the bond market, in the most reliable government in the world is out of whack, it concerns people. This recently happened.
Tips for the Young Investor’s 401(k)
Neglecting the importance of asset allocation, savings rates, and choosing between Traditional or Roth contributions can impact your future considerably.
Successful Decision Making
In contrast, analysis of several hundred millionaires revealed that every one of them had the habit of reaching decisions promptly and changing them slowly.
Blinded by the Past
I’ve found people are shocked when I show them how much their expenses are projected to be in the future.
Financial Advice for Elyse
On June 4th, 2019 everything changed. My daughter Elyse Rae Okugawa was born into this world.
Time to Go to Cash?
Those who moved to cash and sat out on the sidelines missed one of the greatest bull run-ups in recent history. How’s that for “timing” the market?
Volatility…Just What the Doctor Ordered
We are witnessing this turbulence bring investors back down to reality. It’s easy to feel like an investing guru in a raging bull market.
Unexpected Expenses and Worry
With the key in the ignition, I turn it over only to hear that dreaded sound…
Why the Price of Bitcoin Has Escalated so Quickly
Media and social hype should not be a reason to buy (or sell) an investment. However, understanding social behavior surrounding Bitcoin can make us better…
Considering the Proper Inflation Rate When Planning
Consider this: In 1948 a cheeseburger at In-In-Out was 30 cents. Nowadays that same cheeseburger costs $2.45, a 717% increase!
Accomplishing Goals By Creating a Painless Budget You Can Stick To
Unless money is given a specific purpose, it will be spent on increasing standards of living, typically outpacing what is earned each month.