Focus on what you have control of; master your spending and save diligently…Then, make a plan and stick with it!

As a Financial Advisor at One Degree Advisors, Alex works with clients to maximize their wealth, minimize taxes, and create a lasting generational impact.

After an internship while in college, Alex found his passion of helping hard-working people gain confidence in their financial lives and focusing on their unique priorities through comprehensive planning.

Alex graduated from the University of Redlands, earning a Bachelor of Science in Economics and a minor in Accounting and Mathematics. He is a CERTIFIED FINANCIAL PLANNER™, Certified Exit Planner, and Certified Kingdom Advisor. He is also the author of Controlling Controllables where he writes columns addressing practical ways people can increase their financial wisdom.

When outside of the office: I’m hiking Torrey Pines with my wife, Sarah, and daughter, Elyse, or working out. Anything outdoors and active, I’m there! On My Bucket List: Attend Game 7 of a World Series.

Mega Backdoor Roth: What It Is and Who Should Consider the Strategy

Mega Backdoor Roth: What It Is and Who Should Consider the Strategy

The annual 401(k) contribution limits are often too low for high income earners. In this post, I am going to breakdown a little-known strategy, often dubbed a…


how to invest in speculative stocks

How to Invest in Speculative Stocks

Here I am going to breakdown why investing in individual, speculative stocks is perfectly fine with thoughtful guidelines in place.


how to choose between monthly pension and lump-sum

Monthly Pension or Lump-Sum: Which option should I take? + Free Resource

As you approach retirement, you might be wondering which option is best. This decision is not one to take lightly. A pension could be the single greatest…


What Do Low Interest Rates Mean for My Retirement?

Mortgage rates are at historically low levels and borrowing money is relatively cheap. However, a retiree typically has less debt and more saved in…


value investing

Value Investing: Will Big, Growth Companies Continue to Dominate?

With the extraordinary performance of a handful of tech-giants, it leads many investors to wonder if we should expect these stocks to continue such strong…


investment-strategy-basics

Investment Strategy Basics: How to think about portfolio construction

Perhaps you see the S&P 500 has dropped 2% and think to yourself, “Oh no, my portfolio has dropped 2%!”


What Will the Stock Market Do This Week?

Recent weeks, following the fastest bear market in history


lady-liberty-cares-act-2020

The CARES Act: 6 Things to Know For Individuals

The legislation is aimed at providing relief for individuals and businesses that have been greatly impacted by COVID-19.


IRA or 401(k): Can I Contribute to Both in the Same Year?

IRA or 401k Can I Contribute to Both in the Same Year?

Updated to reflect new figures and limitations in 2020. Here are three important considerations when determining if you should invest outside of your…


How Discipline Can Improve Your Life

How Discipline Can Improve Your Life

Discipline is arguably the most powerful tool at your disposal to tackle life’s challenges and achieve greatness.


Inverted Yield Curve: What it means for investors

So, when news breaks that the bond market, in the most reliable government in the world is out of whack, it concerns people. This recently happened.


Tips for the Young Investor’s 401k

Neglecting the importance of asset allocation, savings rates, and choosing between Traditional or Roth contributions can impact your future considerably.


How Successful People Make Decisions

How Successful People Make Decisions

How successful people make decisions. Those who correctly and effectively take action are the ones who ultimately succeed.


Blinded by the Past

Blinded by the Past

Recency bias is a flaw in all humans. People are blinded by the past and are more likely to recall recent events than they do past events.


Financial Advice for Elyse

Financial Advice for Elyse

For now, she has three main functions: sleep, eat, and poop. But that won’t last forever. Financial adivce for my newborn daughter Elyse.


Time to Go to Cash?

Time to Go to Cash? If you believe the market is going to crash there are a few things you can do to protect yourself.


Volatility. Just What the Doctor Ordered

Volatility. Just What the Doctor Ordered

Volatility. Just what the doctor ordered. Although volatility is normal it doesn’t make it any easier. But it checks us back to reality.


unexpected-expenses-and-worry

Unexpected Expenses and Worry

With the key in the ignition, I turn it over only to hear that dreaded sound…


Why the Price of Bitcoin Has Escalated so Quickly

Why the Price of Bitcoin Has Escalated so Quickly

Media and social hype should not be a reason to buy (or sell) an investment. However, understanding social behavior surrounding Bitcoin can make us better…


Considering the Proper Inflation Rate When Planning

Considering the Proper Inflation Rate When Planning

Consider this: In 1948 a cheeseburger at In-In-Out was 30 cents. Nowadays that same cheeseburger costs $2.45, a 717% increase!


Accomplishing Goals By Creating a Painless Budget You Can Stick To

Accomplishing Goals By Creating a Painless Budget You Can Stick To

Unless money is given a specific purpose, it will be spent on increasing standards of living, typically outpacing what is earned each month.